Advice regarding insuring my Dupont?

Carter O'Brien

Hi folks, my insurance agent suggested I should insure my lovely Dupont separately as our policy doesn't cover instruments that are over $1K - any suggestions regarding what a 1995 MD-65 (I think that's the model #) should be insured for? It's the long-scale D hole with Brazilian back/sides, one repaired crack on the top, otherwise in gorgeous condition.

merci!

Carter

HCQ

You can stipulate a full replacement value rather than a dollar amount and/or having to deal with depreciation. I have this kind rider on my son's upright bass. Costs me about $12/year.

Additionally, you can also stipulate that the instrument is insured where ever it is if you travel with it. Not just when its in your house.

Carter O'Brien

The problem is it's kind of irreplaceable, so I guess I'd prefer to err on the high side, but I'll check with our agent to see what my options are, thanks. Oh, and yes, I do have it insured for travel as well - that's really a more likely scenario as far as it being damaged or stolen.

Buco

the amount of money it would take to go out and buy a replacement, either brand new or vintage.
That's what I was told by insurance agent when I was insuring my guitars/amps.
And I was surprised to find out how little it takes to get this piece of mind.